Deals on cars on finance

Email Me and I'll be glad to answer them! Email Me Tips. Car Incentives. Share Your Tips. Some links and services recommended on this website provide compensation to RealCarTips. Sign up to the Carbuyer newsletter. Our deals page has all the figures for a range of quarterly offers on new cars, plus we've got weekly and broker deals, so carry on reading if you're looking to save money on a new car.

Making your dream car as attainable as possible

Last year was rather disappointing when it came to car sales figures , so dealers the length and breadth of the country will be keen to get your custom with some tempting new car deals. Offers abound on both new and nearly new cars. Many of the latter will be 'pre-registered' cars — essentially brand new cars registered to show as 'sold' in an effort to increase sales figures.

Should you buy a car on Finance?

Although they're technically used cars, many will only have covered a handful of miles, but will be offered at a considerable discount. Don't forget that it always pays to haggle. If you're a nervous negotiator, we can help you drive a bargain with our guide to securing the right deal. You might also find that your existing car is worth more than you think in part exchange.

Following controversy surrounding diesel emissions , several manufacturer scrappage schemes are still in action, which might tempt you to trade in your older, less efficient diesel for a new, less polluting model.


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Read on for our in-depth guide to the best new and nearly new car deals, including those from manufacturer websites and online brokers. For the bhp 1. Prices for pre-registered examples of the Renault Captur 1. Keep reading for the best deals straight from the manufacturers, or visit our best cars section to check out the top models on the market today.

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Compare quotes to see your exact monthly payments without affecting your credit score. The higher the deposit, the lower the monthly payments. Personal contract purchase or PCP is similar to hire purchase. The higher your deposit, generally, the lower the monthly payments. This is because you'll be paying off the value of the depreciation of the car, not the full value of the car. This covers the cost of the vehicle and transfers ownership from the finance company to you. A personal loan sometimes called an unsecured loan, allows you to borrow a lump sum over a fixed term.

As such, you can sell the vehicle at any time, without needing to settle up with the finance company first. If you think this would be a better option for you then you may want to visit our page for a quote. Before taking out a car loan, you need to take into account how much you're spending, how much you can afford to pay back each month and how good your credit history is.

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The great way to compare deals is to look at the total cost of credit as this will take into account the monthly payments, and how long you'll end up paying back the loan for. One thing to be careful of when comparing finance deals is that, while extending the period may bring down the cost of monthly payments, it could also mean you'll pay more interest overall. Your credit history is taken into account when you apply through us. But even if you have poor credit , or you are completely new to it, it doesn't mean you'll be rejected, or that your only option is to take out finance through a car dealer.

To find out more, take a look at our guide on how to improve your credit rating.


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  • Everyone has a different financial situation, so there's no 'one size fits all' with financing your next car. Before you start looking for a car loan, you'll need to think about a few questions, such as:. Once you've answered these questions, you'll be in a much better position to choose the best way to fund your next car.

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    Best new car deals - Best PCP finance deals | Auto Express

    Need more help? Our website makes it easy for you to compare a wide variety of products, all from a range of trusted providers. If you decide to buy through us, we get a small fee from one of these providers. Comparing with us costs you nothing! Using Confused. To get to this stage, we run what's called a soft credit search.

    Car Buying Tips & Advice

    This type of credit search doesn't affect your credit score and is also not shared with potential lenders, just the broker us. Annual percentage rate APR is the total charge for borrowing, including any fees and charges for that lending. Exact APR means the rate you see will be the rate you get.

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    If you have a poor credit history , you can still apply — the company will look at your personal circumstances, such as your employment status, age, income and loan size, alongside your credit history. When you search with Confused. Representative APR is the figure companies use to advertise their rates.

    Exact APR is the rate you'll be offered by the lender after your information has been checked. We use cookies to provide a better service. By continuing or closing this window you are accepting these cookies. Manage cookies and view our policy. Skip navigation.


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